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martes, mayo 28, 2024
InicioNacionalEconomíaCrecimiento del 50% en Tarjetas de Crédito y Débito en 5 Años

Crecimiento del 50% en Tarjetas de Crédito y Débito en 5 Años

Un reciente estudio realizado por el Banco Central de Reserva (BCR) de El Salvador revela un crecimiento significativo del 50% en el mercado de tarjetas de crédito y débito durante un período de cinco años. Este incremento, que abarca desde 2018 hasta 2022, refleja un cambio notable en los hábitos de pago de la población salvadoreña.

La investigación profundiza en la evolución de los medios de pago y su papel dentro del sistema financiero del país, destacando el impulso adquirido por la digitalización, especialmente durante la pandemia de COVID-19. En este contexto, el contacto reducido con personas para prevenir contagios ha acelerado la adopción de soluciones financieras digitales.

Los datos recopilados muestran un aumento sustancial en el número de tarjetas en circulación, pasando de 2.26 millones en 2018 a 3.39 millones en 2022, lo que equivale a un incremento de 1.13 millones de unidades. Dentro de este crecimiento, las tarjetas de débito destacan con un impresionante incremento del 77%, alcanzando más de 2.39 millones de unidades en 2022 desde poco más de 1.35 millones en 2018.

El informe subraya que este incremento no solo refleja un mayor uso de este medio de pago, sino que también indica un aumento en la población con acceso a servicios bancarios, lo que representa un avance significativo en términos de inclusión financiera en El Salvador.

El panorama del mercado de tarjetas de crédito y débito en el país centroamericano muestra una tendencia al alza, evidenciando la rápida adaptación de la sociedad a las innovaciones financieras y la creciente confianza en los sistemas bancarios y digitales. Este cambio sugiere un futuro prometedor para la economía y la inclusión financiera en El Salvador.

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